Required documents

Preauthorization (Required documents)

The following documents are necessary to complete your preauthorization mortgage :

PROOF OF INCOME :
Employed :
•	Employment letter (date engages, wages, position)

•	Recent pay slip
Self employed :
•	Notice of assessment

•	Income or T4
Proof of downpayment and assets :
•	Bank statement (last 3 months)

•	Investment accounts status

•	Status of RRSP accounts and / or

•	Donation letter

Buying (Required documents)

The following documents are necessary to complete your buying mortgage :

PROOF OF INCOME :
Employed :
•	Employment letter (date engages, wages, position)

•	Recent pay slip
Self-employed, on commission, without fixed wage :
•	Notice of assessment

•	Income or T4
Proof of downpayment and assets :
•	Investment accounts status

•	Status of RRSP accounts

•	Bank statement (last 3 months) si la mise de fonds provient du compte bancaire

•	Donation letter

•	Listing of the property

•	Complete purchase offer
Au besoin :
•	Certificate of conformity for the septic system if applicable

•	Water analysis certificate (whether the water comes from a well)

•	Submission for additional costs to be added to the loan

•	Coordinates of the notary

•	Purchase offer

•	Leases

•	Tax statements

•	Multi-Prêts loans signed after mounting the file (e-mail or fax)

Buying with renovations (Required documents)

The following documents are necessary to complete your buying mortgage :

PROOF OF INCOME :
Employed :
•	Employment letter (date engages, wages, position)

•	Recent pay slip
Self-employed, on commission, without fixed wage :
•	Notice of assessment

•	Income or T4
Proof of downpayment and assets :
•	Investment accounts status et/ou

•	Status of RRSP accounts and / or

•	Bank statement (last 3 months) si la mise de fonds provient du compte bancaire

•	Donation letter (avec preuve)

•	Listing of the property

•	Complete purchase offer
Au besoin :
•	Submission for additional costs to be added to the loan

•	Coordinates of the notary

•	Purchase offer

•	Leases (Si immeuble avec logement locatif) – Les 4 pages SVP

•	Tax statements

•	Multi-Prêts loans signed after mounting the file (e-mail or fax)

Renewal / Subrogation (Required documents)

The following documents are necessary to complete your subrogation of your mortgage :

PROOF OF INCOME :
Employed :
•	Employment letter (date engages, wages, position)

•	Recent pay slip
Self-employed, on commission, without fixed wage :
•	Notice of assessment

•	Income or T4
Other liquid assets : some evidence
•	A copy of the deed of loan

•	Deed of sell

•	Legal description

•	Proof of home insurance (fire, liability)

•	A copy of municipal taxes

•	Copy account of school taxes

•	Last mortgage statement

•	Leases (If building with rental housing) - The 4 pages please

Refinancing (Required documents)

The following documents are necessary to complete your mortgage refinancing :

PROOF OF INCOME :
Employed :
•	Employment letter (date engages, wages, position)

•	Recent pay slip
Self-employed, on commission, without fixed wage :
•	Notice of assessment

•	Income or T4
Other liquid assets : some evidence
•	A copy of the deed of loan

•	Deed of sell

•	Legal description

•	Proof of home insurance (fire, liability)

•	A copy of municipal tax

•	Copy account of school taxes

•	Last mortgage statement

•	Leases (If building with rental housing) - The 4 pages please

Employed :